Business Owners Policy (BOP)

or 512-910-5990 via call or text

Businessowners Policy (BOP)

or 512-910-5990 via call or text

Does your business need a Business Owners Policy?

Business owners policies package popular commercial property and commercial liability coverages into a single policy making them suitable for a wide variety of businesses.  

Common reasons businesses choose to purchase a Business Owners policy:

Your business has a location (e.g. store, restaurant or office) that clients or prospects visit

The business owns property.  This could be buildings, equipment, inventory, computers, etc.

Examples of losses often covered by BOPs

A customer slips and falls on your premises

A building your business owns is vandalized 

Inventory in a rented space lost in a fire

Lost income following a covered loss such as a fire 

Customer injuries caused by your business activities

Tom Coffey, CEO, Austinsurance

Have questions about whether a business owners policy is right for you?  Maybe you know you need a BOP but you aren't sure which coverage options are best for you.  Or perhaps you're just looking for a to shop your policy to ensure you're getting a fair price.  Contact me now via phone, text or email.  Or use the scheduling option to schedule a time to chat.  

Tom Coffey, CPCU, ARe
CEO, Autinsurance


Other insurance coverages your business may want to consider

Commercial Auto Insurance

Commercial Auto Insurance protects your business from losses stemming from its use of vehicles in its business operations.

Errors & Omissions Insurance

Also known as E&O and professional liability, this coverage is for businesses that provide professional services or advice to others.  If you make a mistake and your client suffers as a result, you could be held liable for the damages.

Employment Practices Liability

Employment practices liability insurance (EPLI) protects businesses from claims of discrimination and other inappropriate workplace practices.

Cyber Liability Insurance

Even if you don't think of your company as a "cyber" company likely has cyber liability exposure.  If a laptop is lost or stolen or an employee's email is hacked, valuable client data could be exposed to hackers.

Commercial Liability Insurance

A great option for businesses whose needs have outgrown a BOP desire a stand alone policy for their liability needs.

Commercial Property Insurance

A great option for businesses whose needs have outgrown a BOP desire a stand alone policy for their property insurance needs.

Directors & Officers Insurance

Company directors and officers can be sued personally related to their involvement in the business. D&O insurance protects company leaders from these types of lawsuits.

Workers' Compensation

Workers' compensation insurance helps with the costs of medical care, rehabilitation, lost wages and death benefits stemming work-related accidents.

Stay Connected


701 Brazos Street
Suite 1600
Austin, TX 78701